Demo — sample data, not a real household.·Signed in as Maya see it as Nora

Wednesday 10/14

Hi, Maya

In checking

Household — Joint Checking
$74.12 pending
$2,530.05
$448.15 safe
Yours — Maya Checking
until payday 10/19
$1,318.49
$213.08 safe
Nora's checking
after her cushion
$1,742.86
$681.10 safe

Your move

Put $448.15 into savings

from the household bucket

You have $448.15 more than the next few weeks need. The cushion is $1,081.08 short — this is the thing that stops the next surprise going back on a card.

Why?

Also worth doing

Put $213.08 into savings

from Maya's bucket

You have $213.08 more than the next few weeks need. The cushion is $1,081.08 short — this is the thing that stops the next surprise going back on a card.

Why?

Raise your Juniper Card autopay to $1,030.00

from the household bucket

It has been $285.00 a month. $1,030.00 is what the plan you confirmed calls for.

Why?

LAKEBEND HOME LOANS MTG PMT and CASCADE POWER & LIGHT EBILL went up

from the household bucket

That is $160.98 a month more than it was, or about $1,931.76 a year. Bills do move, but it is worth knowing — and worth a quick check that the new figure is right.

Why?

The whole list

A win

The debt is down $879.65 from a month ago — $6,525.85 then, $5,646.20 now.

The budget, this month

Groceries $598.00 left $457.00 of $1,055.00
Shopping $352.70 left $267.30 of $620.00
Gas $177.81 left $112.19 of $290.00
Dining $139.76 left $110.24 of $250.00
Kids $46.01 left $68.99 of $115.00

tap for all 17 lines

Groceries $598.00 left $457.00 of $1,055.00
Shopping $352.70 left $267.30 of $620.00
Gas $177.81 left $112.19 of $290.00
Dining $139.76 left $110.24 of $250.00
Kids $46.01 left $68.99 of $115.00
Rideshare $40.29 left $39.71 of $80.00
Pets $66.12 left $38.88 of $105.00
Subscriptions $38.02 left $31.98 of $70.00
Home Goods $168.11 left $31.89 of $200.00
Alcohol $84.84 left $20.16 of $105.00
Pharmacy $47.46 left $12.54 of $60.00
Fitness $50.00 left $0.00 of $50.00
Entertainment $50.00 left $0.00 of $50.00
Clothing $65.00 left $0.00 of $65.00
Coffee $75.00 left $0.00 of $75.00
Auto $105.00 left $0.00 of $105.00
Delivery $155.00 left $0.00 of $155.00

The whole budget

What's coming

Lowest before payday is $2,198.15 on 10/18.

10/18 · $2,198.15

if pay is lean   if pay is typical   your $1,200.00 cushion
pay lands   something's due   both   the low before payday — tap any dot

That clears the $1,200.00 cushion with $998.15 to spare.

Further out it dips to $1,897.13 on 11/03, before the paycheck that covers it.

See the whole forecast

The debts, shrinking

Together −$105.40/mo interest −$5,646.20

down $1,193.62 since 07/16

Juniper Card $906.01 down −$4,182.63 to go
Maya Blue $287.61 down −$1,463.57 to go

See the payoff plan

Updated 10/14 at 5:11 AM