Settings

Notifications, on this device

Checking…

One notification a week, Sunday evening, and only when the brief has something in it. It says Your week is ready and carries no figures — a lock screen is readable by anyone holding the phone.

Safe to spend, for this view

Income a month

Savings before spending Bills a month leave blank to use $2,628.61 Save

How the number is made

Before money is called spare

Held back for irregular bills A full tank of fuel costs about

Only used to tell a fill-up from a snack run at a gas station. If you rarely buy fuel, the app has little to learn from and this is the single most useful thing you can tell it.

Save

The reserve is a stand-in for the irregular-bill fund, which needs more history than most of these accounts have — only the Apple import reaches back far enough to price an annual renewal properly. It is subtracted before any money is offered as spare, so a surprise renewal does not land on a card.

Signing in

Replace my authenticator

For a new phone. Everyone gets signed out, and the old phone's codes stop working.

Shut the door behind us

Once you've both set up a phone, shut this. After that the password alone gets nobody in, ever — a lost phone is fixed from the command line.

Into Joint Checking this month

The month is covered. Most of it has not landed yet.

Only what arrives in the joint account is shown here — never what either of you earns.