The month, as planned
You bring in tap for months
$5,592.20
2026-07
$7,340.83
2026-08
$5,592.20
2026-09
$5,592.20
2026-10 so far — counts
when complete
$2,796.10
The median of full months. Paychecks only, never transfers;
unconnected accounts can't count.
Maya brings in
tap for months
$578.00
2026-07
$578.00
2026-08
$578.00
2026-09
$578.00
2026-10 so far — counts
when complete
$289.00
Together
$6,170.20
Maya's accounts hold
balances cross; transactions do not
$1,318.49
Bills & loans
−$2,668.14
Into savings
−$225.00
The lines
Left over
From April 2027:
$1,070.00 a month comes free.
Lived, net:
$1,638.65 · $172.12 · −$104.80